MoonPay vs Sardine: which is better?


Want to put a fiat gateway right on your platform? That’s a smart move.
By offering an easy way to buy bitcoin, ether and a range of other cryptocurrencies and tokens, your users can go from cash to crypto in no time — without needing to source their digital currencies on another website.
Fiat-to-crypto onramps are an increasingly popular solution, as they can save you both time and resources better served building the foundations for a crypto and Web3 future.
Often, in these discussions, MoonPay and Sardine are brought up. Rightfully so: both are strong solutions for onboarding new users.
Wondering which one can better meet your needs? In this article, we’ll compare the two.
About MoonPay
With a focus on security and compliance, MoonPay serves millions of users worldwide with its suite of on- and off-ramping solutions. It’s trusted as the payments gateway for some of the industry’s top players.
The pros and cons of MoonPay
PROS
CONS
* Trusted brand (market leader)
* Good in the United States
* Wide range of supported cryptocurrencies and fiat currencies
* Limited payment method support
* Onboarding tends to be difficult, and startups are rejected
* High fees for businesses
About Sardine
Sardine boasts instant fiat-to-crypto transactions across 20+ chains and the US’s highest ACH authorization rates.
The pros and cons of Sardine
PROS
CONS
* Offers a US alternative to credit cards for higher success rates (instant ACH)
* Low-KYC option available
* US-only, more recently started to extend country coverage
* Limited payment method support
* Strict fraud-engines leads to false fraud restrictions on real users
How do MoonPay and Sardine compare?
MoonPay
Sardine
Key region(s)
North America, Oceania
North America
Fiat currencies
40
51
Cryptocurrencies
110
33
Payment methods
9
3
Supported countries
149
85
Trustpilot score
4.2
3.2
Networks supported
48
16
Integration fees?
✅
✅
Free with Onramper?
✅
✅
Which fiat onramp is best for my crypto business?
As the previous comparison demonstrates, both Binance Connect and BTC Direct have their own unique strengths. If you caught our latest report, you’ll know that there’s no real answer to which onramp is best — because it’s different, not for every business, but for every user.
MoonPay may work great for a segment of your user base, while being unusable for another segment. Sardine could face the same issue, albeit with different segments.
Because over 70 factors influence a transaction, the reality is that a single onramp can never cater to a meaningful number of users. Serious players in the crypto and Web3 spaces should consider the inclusion of both of these onramps — plus a whole suite of others.
Get the best of all onramps with a single integration
Integrating the multiple onramps required for truly global coverage can be both expensive and time-consuming. Why waste resources adding and maintaining them when you could achieve better results with just eight lines of code?
The Onramper widget is for businesses seeking seamless user onboarding — without the compliance, maintenance and integration headaches that come with DIY solutions.
Our fiat-to-crypto onramp aggregator puts over 15 of the industry’s best onramps (including MoonPay and Sardine) directly on your platform. Reach out today to find out how our state-of-the-art fiat gateway can help you win new users.

All onramps.
One seamless integration.
Try it for free

All onramps.
One seamless integration.
Try it for free
MoonPay vs Sardine: which is better?

Want to put a fiat gateway right on your platform? That’s a smart move.
By offering an easy way to buy bitcoin, ether and a range of other cryptocurrencies and tokens, your users can go from cash to crypto in no time — without needing to source their digital currencies on another website.
Fiat-to-crypto onramps are an increasingly popular solution, as they can save you both time and resources better served building the foundations for a crypto and Web3 future.
Often, in these discussions, MoonPay and Sardine are brought up. Rightfully so: both are strong solutions for onboarding new users.
Wondering which one can better meet your needs? In this article, we’ll compare the two.
About MoonPay
With a focus on security and compliance, MoonPay serves millions of users worldwide with its suite of on- and off-ramping solutions. It’s trusted as the payments gateway for some of the industry’s top players.
The pros and cons of MoonPay
PROS
CONS
* Trusted brand (market leader)
* Good in the United States
* Wide range of supported cryptocurrencies and fiat currencies
* Limited payment method support
* Onboarding tends to be difficult, and startups are rejected
* High fees for businesses
About Sardine
Sardine boasts instant fiat-to-crypto transactions across 20+ chains and the US’s highest ACH authorization rates.
The pros and cons of Sardine
PROS
CONS
* Offers a US alternative to credit cards for higher success rates (instant ACH)
* Low-KYC option available
* US-only, more recently started to extend country coverage
* Limited payment method support
* Strict fraud-engines leads to false fraud restrictions on real users
How do MoonPay and Sardine compare?
MoonPay
Sardine
Key region(s)
North America, Oceania
North America
Fiat currencies
40
51
Cryptocurrencies
110
33
Payment methods
9
3
Supported countries
149
85
Trustpilot score
4.2
3.2
Networks supported
48
16
Integration fees?
✅
✅
Free with Onramper?
✅
✅
Which fiat onramp is best for my crypto business?
As the previous comparison demonstrates, both Binance Connect and BTC Direct have their own unique strengths. If you caught our latest report, you’ll know that there’s no real answer to which onramp is best — because it’s different, not for every business, but for every user.
MoonPay may work great for a segment of your user base, while being unusable for another segment. Sardine could face the same issue, albeit with different segments.
Because over 70 factors influence a transaction, the reality is that a single onramp can never cater to a meaningful number of users. Serious players in the crypto and Web3 spaces should consider the inclusion of both of these onramps — plus a whole suite of others.
Get the best of all onramps with a single integration
Integrating the multiple onramps required for truly global coverage can be both expensive and time-consuming. Why waste resources adding and maintaining them when you could achieve better results with just eight lines of code?
The Onramper widget is for businesses seeking seamless user onboarding — without the compliance, maintenance and integration headaches that come with DIY solutions.
Our fiat-to-crypto onramp aggregator puts over 15 of the industry’s best onramps (including MoonPay and Sardine) directly on your platform. Reach out today to find out how our state-of-the-art fiat gateway can help you win new users.

All onramps.
One seamless integration.
Try it for free