Want to put a fiat gateway right on your platform? That’s a smart move.
By offering an easy way to buy bitcoin, ether and a range of other cryptocurrencies and tokens, your users can go from cash to crypto in no time — without needing to source their digital currencies on another website.
Fiat-to-crypto onramps are an increasingly popular solution, as they can save you both time and resources better served building the foundations for a crypto and Web3 future.
Often, in these discussions, Guardarian and Topper are brought up. Rightfully so: both are strong solutions for onboarding new users.
Wondering which one can better meet your needs? In this article, we’ll compare the two.
About Guardarian
Guardarian offers an accessible fiat-to-crypto service for quick transactions. With a range of supported cryptocurrencies and fiat options, it's flexible and covers a lot of ground.
The interface is user-friendly, making it a breeze to navigate for first-time users. However, this ease of use comes with a cost in fees — which means that Guardarian may not always be as competitive as other offerings on the market.
The pros and cons of Guardarian
PROS
CONS
* Most cryptocurrencies supported out of any onramp
* Unique support for Revolut Pay
* ID verification always required
* Limited payment methods available
* "No fee" claims, but leverages them in exchange rates
About Topper
From crypto heavyweight Uphold (launched in 2015) comes the all-new Topper: a contender that rapidly gained market share due to great global coverage and low KYC friction.
The pros and cons of Topper
PROS
CONS
* Great global coverage
* Low KYC friction
* Poor integration documentation
* Limited number of fiat currencies supported
* High transaction fees
How do Guardarian and Topper compare?
Guardarian
Topper
Key region(s)
Europe
North America
Fiat currencies
43
26
Cryptocurrencies
459
190
Payment methods
8
2
Supported countries
32
145
Trustpilot score
4.2
Unavailable
Networks supported
81
22
Integration fees?
✅
✅
Free with Onramper?
✅
✅
Which fiat onramp is best for my crypto business?
As the previous comparison demonstrates, both Guardarian and Topper have their own unique strengths. If you caught our latest report, you’ll know that there’s no real answer to which onramp is best — because it’s different, not for every business, but for every user.
Guardarian may work great for a segment of your user base, while being unusable for another segment. Topper could face the same issue, albeit with different segments.
Because over 70 factors influence a transaction, the reality is that a single onramp can never cater to a meaningful number of users. Serious players in the crypto and Web3 spaces should consider the inclusion of a whole suite of onramps.
Get the best of all onramps with a single integration
Integrating the multiple onramps required for truly global coverage can be both expensive and time-consuming. Why waste resources adding and maintaining them when you could achieve better results with just eight lines of code?
The Onramper widget is for businesses seeking seamless user onboarding — without the compliance, maintenance and integration headaches that come with DIY solutions.
Our fiat-to-crypto onramp aggregator puts over 15 of the industry’s best onramps directly on your platform. Reach out today to find out how our state-of-the-art fiat gateway can help you win new users.
You spend
120
EUR
You get
0.072
ETH
![](https://framerusercontent.com/images/hDqAsOSqA2xULTDeGsRmWBH83jI.png)
Polygon network
1 EUR ≈ 0.00002 ETH
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Coinify
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Buy ETH
You spend
120
EUR
You get
0.072
ETH
![](https://framerusercontent.com/images/hDqAsOSqA2xULTDeGsRmWBH83jI.png)
Polygon network
1 EUR ≈ 0.00002 ETH
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Banxa
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Buy ETH
You spend
120
EUR
You get
0.072
ETH
![](https://framerusercontent.com/images/hDqAsOSqA2xULTDeGsRmWBH83jI.png)
Polygon network
1 EUR ≈ 0.00060 ETH
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Onmeta
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