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Onramper Expands Global Payments Coverage with Integration to Kraken Via Payward Ramp
Onramper’s global payments networks gains access to Kraken’s leading liquidity in 600+ crypto assets via Payward Ramp.
February 26, 2026 – Onramper, the world’s leading fiat-to-crypto onramp aggregator, and Kraken, one of the world’s longest-standing, most liquid and secure cryptocurrency platforms, today announced the successful integration of Payward Ramp by Kraken into Onramper’s industry-leading aggregation platform.
Payward Ramp enables businesses to offer their customers a simple and secure way to instantly buy and sell crypto using familiar payment methods, including cards and local bank transfers. By becoming part of Onramper’s network, Payward Ramp joins more than 30 onramp providers in expanding its global payments coverage, giving businesses direct access to Kraken’s deep liquidity.
The integration with Payward Ramp enables Onramper partners to deliver crypto access to their customers with minimal engineering lift, reducing the complexity traditionally associated with launching compliant fiat-to-crypto flows. Businesses can add crypto buy and sell functionality quickly, while Payward Ramp handles the underlying compliance, licensing, KYC checks and fraud prevention so partners can focus on delivering the right user experience.
Payward Ramp supports the 600+ digital assets across 100+ blockchains available on the Kraken platform, with access to card payments methods, Apple Pay and Google Pay across the U.S, EU, and UK. It’s supported by Kraken’s secure, regulated infrastructure, which include a series of money transmitter and CASP licenses in key jurisdictions.
“Payward Ramp delivers a premium buying experience backed by Kraken, one of the most trusted and robust infrastructures in crypto,” said Thijs Maas, CEO of Onramper. “We’re constantly evaluating the best ramps in the market, and adding Payward Ramp shortly after launch ensures our partners always have access to the highest-quality onramps with minimal integration effort.”
For crypto platforms, wallets and fintechs, integrating local payment methods across multiple regions has historically been a complex and resource-intensive process. Onramper’s aggregation technology removes this barrier by unifying global and local onramps within a single API, giving partners instant access to the world’s most comprehensive fiat-to-crypto infrastructure.
“Payward Ramp was built to leverage Kraken’s leading liquidity in order to provide access to crypto at a global scale,” said Brett McLain, Head of Payward Ramp. “By integrating with Onramper, we’re connecting into a broader ecosystem of wallets, fintech and platforms, making it easier for partners to launch compliant crypto experiences across regions without the complexity of building and maintaining their own onramp stack.”
Payward Ramp is the latest addition to Onramper’s growing aggregation network. In October 2025, Onramper announced it had surpassed 30 aggregated onramps, reinforcing its position as the leading onramp aggregator and enabling partners to connect customers to crypto globally without managing multiple integrations, licenses or payment providers.
To learn more, please visit onramper.com and kraken.com/institutions/ramp.
About Onramper
Onramper is the leading fiat-to-crypto payments aggregator, providing a turnkey API-based solution for routing onramp flows across multiple providers through a single integration. Onramper enables access to more than 2,000 digital assets across 190+ countries, supporting over 130 payment methods worldwide. The company is based in the Netherlands. Learn more at www.onramper.com.
About Payward
Payward, Inc. is a unified financial infrastructure platform that powers a family of products advancing an open, global financial system. Built on a single shared architecture, Payward enables customers to hold, trade, earn, pay, and invest across asset classes without friction or fragmentation.
At its core, Payward provides the infrastructure layer behind Kraken and a growing set of purpose-built products, including NinjaTrader, Breakout, xStocks, and CF Benchmarks.
Payward separates infrastructure from product expression. Each product surface is designed for a specific customer segment, regulatory regime, and use case, while operating on the same global foundation:
- One global liquidity pool
- One unified risk and margin engine
- One collateral and settlement system
- One compliance and licensing framework
This shared architecture allows Payward to scale efficiently, launch new products at low marginal cost, and serve diverse global markets while maintaining consistent risk management, regulatory integrity, and operational resilience.
For more information about Payward, please visit www.payward.com
Other articles
Ult integrates Onramper to power seamless fiat access
We're excited to announce that Ult has integrated Onramper, bringing seamless fiat onramping to users directly inside the app.
Ult is a multi-market trading app that brings crypto, tokenized stocks, perps, and sports prediction markets into one experience. It gives users a single place to access multiple markets without juggling separate apps, separate accounts, or separate funding flows for each one.
Fund every market in one flow
Ult users can now fund their accounts with fiat through a single onramp integration, rather than relying on one payment provider with limited coverage. Onramper aggregates more than 15 onramp providers and automatically routes each transaction to the most competitive option based on location, payment method, and availability. Users get access to 175+ payment methods across markets, all inside one streamlined flow. Whatever they're trading– crypto, stocks, perps, or predictions– the funding experience stays the same.
"Onramper was built to give any product access to the best global onramp coverage through a single integration," said Rick Thomas, co-CEO of Onramper. "Ult is exactly the kind of app this infrastructure was designed for, multi-market, user-first, and built to remove friction at the exact moment users are ready to get started."
Ult with Onramper is available now. Open the Ult app to get started.
About Onramper
Onramper is the leading fiat-to-crypto payments aggregator, providing a turnkey API-based solution for dynamically routing fiat-to-crypto onramp flows based on algorithms optimizing for conversion, fees and payment methods. Onramper’s platform allows users of clients to buy 2000+ digital assets, in over 190 countries with over 130 payment methods in 120 currencies, with advanced routing options and unified analytics. The company is based in the Netherlands. To learn more about Onramper, visit www.onramper.com.
Guarda Wallet Integrates Onramper to Power Fiat to Crypto Access
Onramper brings native fiat purchasing to Guarda Wallet, live now on web and Android
We're excited to announce that Guarda Wallet has integrated Onramper.
Guarda Wallet is a non custodial, multi platform wallet supporting more than 70 blockchains and over 1 million assets. Founded in 2017, Guarda is available on desktop, web, mobile and browser extension–giving users full control of their private keys across every platform they use.
Onramper fiat purchasing is now live natively within Guarda Wallet on web and Android. Users can buy Bitcoin, Ethereum, Solana, XRP, Cardano, Litecoin, Dogecoin, TRON, and more directly inside the wallet, without needing to move funds elsewhere first.
Onramper aggregates multiple fiat onramp providers into a single, optimised flow, routing each transaction through the best available provider at the time of purchase. This gives Guarda users broader payment coverage and more reliable pricing without Guarda needing to manage multiple provider relationships on its own.
"Guarda has always been about giving users real ownership of their assets across every chain that matters," said a spokesperson for Guarda Wallet. "Onramper makes the path from fiat to self custody faster and more accessible for our users worldwide."
"Guarda is exactly the kind of wallet Onramper is built for: broad chain coverage, a committed user base, and a genuine commitment to non custodial principles," said Rick Thomas, Co CEO of Onramper. "This integration puts a reliable fiat onramp in front of millions of self custody users from day one."
Onramper is live now in Guarda Wallet on web and Android. To learn more, visit guarda.com.
Umbra integrates Onramper to power private crypto access and payroll
Buy crypto with fiat and get paid in crypto — all without compromising your on-chain privacy.
We're excited to announce that Umbra has integrated Onramper, bringing private fiat onramping and crypto payroll to users directly inside the Umbra app.
Umbra is a privacy-first wallet built on Arcium's MPC encrypted execution engine and zero-knowledge proofs. It lets users send and receive crypto without exposing their financial activity onchain. Every transaction is designed to keep the sender, recipient, and transaction history private by default, giving users the kind of financial discretion that traditional finance takes for granted but that most crypto wallets still lack.
Buy crypto privately, in your currency
Umbra users can now buy crypto with fiat across 24 major currencies without leaving the app. Onramper aggregates the best onramp providers globally and automatically routes each transaction to the most competitive option based on location, payment method, and availability. Users get better rates and access to local payment methods, all inside a single, streamlined flow. The funds land directly in a wallet that is private by default.
Get paid without the exposure
Umbra Payroll, powered by Onramper, solves a problem that has no clean solution elsewhere. Users can receive crypto payroll and offramp directly to their bank account without linking that withdrawal back to their main wallet. On-chain activity and bank account details stay disconnected. For anyone who wants to be paid in crypto without compromising their financial privacy, this is a meaningful step forward.
Together, these two integrations address the most common friction points in private crypto usage: getting funds in, and getting paid out, both without leaving a traceable trail.
"Onramper was built to give any product access to the best global onramp coverage through a single integration," said Rick Thomas, co-CEO of Onramper. "Umbra is exactly the kind of app this infrastructure was designed for, privacy-native, user-first, and solving a real problem. Together we're making it possible to participate fully in crypto without sacrificing financial privacy."
"Privacy in crypto has always been about more than anonymity. It's about giving people genuine control over their financial lives," said Krutarth Shah, CEO of Umbra. "Integrating Onramper means our users can fund their wallets and receive payroll with the same level of discretion they expect from every other part of the Umbra experience."
Umbra with Onramper is available now. Open the Umbra app to get started.
About Onramper
Onramper is the leading fiat-to-crypto payments aggregator, providing a turnkey API-based solution for dynamically routing fiat-to-crypto onramp flows based on algorithms optimizing for conversion, fees and payment methods. Onramper’s platform allows users of clients to buy 2000+ digital assets, in over 190 countries with over 130 payment methods in 120 currencies, with advanced routing options and unified analytics. The company is based in the Netherlands. To learn more about Onramper, visit www.onramper.com.
About Umbra
Umbra is a privacy-first wallet on Solana, built on Arcium's encrypted execution engine. It lets people send, receive, and swap crypto with the sender, recipient, and amount private by default, while keeping compliance tooling like viewing keys and risk screening intact. Umbra was the first live application on Arcium's Mainnet Alpha and ships an SDK that extends the same privacy infrastructure to developers building on Solana
