Want to put a fiat gateway right on your platform? That’s a smart move.
By offering an easy way to buy bitcoin, ether and a range of other cryptocurrencies and tokens, your users can go from cash to crypto in no time — without needing to source their digital currencies on another website.
Fiat-to-crypto onramps are an increasingly popular solution, as they can save you both time and resources better served building the foundations for a crypto and Web3 future.
Often, in these discussions, Topper and Simplex are brought up. Rightfully so: both are strong solutions for onboarding new users.
Wondering which one can better meet your needs? In this article, we’ll compare the two.
About Topper
From crypto heavyweight Uphold (launched in 2015) comes the all-new Topper: a contender that rapidly gained market share due to great global coverage and low KYC friction.
The pros and cons of Topper
PROS
CONS
* Great global coverage
* Low KYC friction
* Poor integration documentation
* Limited number of fiat currencies supported
* High transaction fees
About Simplex
Acquired in 2021 by Nuvei, Simplex is an onramp with an impressive roster of partners and strong global coverage.
The pros and cons of Simplex
PROS
CONS
* Great documentation and customer support
* Wide range of fiat currencies
* Global country coverage
* Limited number of payment methods
* Poor widget UI
* Original founder left following acquisition
How do Topper and Simplex compare?
Topper
Simplex
Key region(s)
North America
North America, Europe
Fiat currencies
26
Unavailable
Cryptocurrencies
190
Unavailable
Payment methods
2
Unavailable
Supported countries
145
Unavailable
Trustpilot score
Unavailable
4.1
Networks supported
22
Unavailable
Integration fees?
✅
✅
Free with Onramper?
✅
❌
Which fiat onramp is best for my crypto business?
As the previous comparison demonstrates, both Topper and Simplex have their own unique strengths. If you caught our latest report, you’ll know that there’s no real answer to which onramp is best — because it’s different, not for every business, but for every user.
Topper may work great for a segment of your user base, while being unusable for another segment. Simplex could face the same issue, albeit with different segments.
Because over 70 factors influence a transaction, the reality is that a single onramp can never cater to a meaningful number of users. Serious players in the crypto and Web3 spaces should consider the inclusion of a whole suite of onramps.
Get the best of all onramps with a single integration
Integrating the multiple onramps required for truly global coverage can be both expensive and time-consuming. Why waste resources adding and maintaining them when you could achieve better results with just eight lines of code?
The Onramper widget is for businesses seeking seamless user onboarding — without the compliance, maintenance and integration headaches that come with DIY solutions.
Our fiat-to-crypto onramp aggregator puts over 15 of the industry’s best onramps directly on your platform. Reach out today to find out how our state-of-the-art fiat gateway can help you win new users.
You spend
120
EUR
You get
0.072
ETH
Polygon network
1 EUR ≈ 0.00002 ETH
By
Coinify
Buy
Sell
Pay via
Card
Bank
More
Buy ETH
You spend
120
EUR
You get
0.072
ETH
Polygon network
1 EUR ≈ 0.00002 ETH
By
Banxa
Buy
Sell
Pay via
Card
Bank
More
Buy ETH
You spend
120
EUR
You get
0.072
ETH
Polygon network
1 EUR ≈ 0.00060 ETH
By
Onmeta
Buy
Sell
Continue
Pay using
SEPA bank transfer
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