How to buy
XRP
Enter your desired amount
Choose your preferred currency, amount and crypto — we’ll match you with your best option!
Add your details
Hit the Buy button and follow the instructions on screen to finalize the transaction.
Get your crypto!
And that’s it! Your crypto will appear in your selected wallet shortly thereafter.
About
XRP
XRP (previously Ripple) is a digital asset, launched in 2012 by developers David Schwartz, Jed McCaleb and Arthur Britto, who sought to create a more sustainable Bitcoin alternative for efficient payments.
Instead of relying on Proof-of-Work mining, the XRP Ledger (XRPL) uses a Federated Consensus mechanism to validate transactions. The result for users is rapid transaction times and low fees.
XRP transactions take 3-5 seconds to settle.
80% of XRP’s 100b supply was gifted to Ripple Labs upon the XRP Ledger’s creation.
A small amount of XRP is burned with every transaction, effectively reducing the total supply over time.
Frequently asked questions
What's the best XRP wallet?
Generally, the XRP community favors Xumm — an Android/iOS mobile wallet with over 150,000 monthly users. Alternatively, Trust Wallet is a multichain wallet with XRP support. Prefer the hardware option? Ledger is a more secure solution (at the cost of being slightly more cumbersome to use). Of course, if you don’t want to self-custody your funds, custodial wallets (such as those on exchanges like Binance, Coinbase or Kraken) allow you to outsource your security — however, you lose some of the flexibility offered by mobile wallets and hardware solutions.
Can I buy XRP with Apple Pay or Google Pay?
Yep! We’ve got Apple Pay and Google Pay support for over 160 different countries. To buy XRP with Apple Pay/Google Pay, hit the ‘Pay using’ dropdown in the widget and select your preferred option.
How can I buy XRP with credit card or debit card?
Just scroll back up to the widget! Onramper’s engines select the best possible onramp to ensure you receive the most bang for your buck. Enter your desired fiat amount to get a live quote, sourced from our partners across the ecosystem. If all looks good, click ‘Buy XRP’ to kick off our seamless checkout process.
Do I need to verify my identity to buy XRP using Onramper?
Not always. Our engines will connect you with low-KYC options where possible, so you can often skip document upload for smaller transactions.